“仙惠保”今日上线 ，99元/年享多重医疗保障
<div class="wx_rich_media_content" id="jsWxContainer"><section class="mp_profile_iframe_wrp"><mp-common-profile class="custom_select_card mp_profile_iframe mp_common_widget" data-pluginname="mpprofile" data-nickname="仙桃日报" data-alias="xiantaoribao" data-from="0" data-headimg="http://mmbiz.qpic.cn/mmbiz_png/UYRMp2VSp6z4wqs08IMf6ySuShHcOb56VPNeIdCrdhrVtHAqb82SvibNCgcjuZ42dveJ6zv1OME0uM5VMibF29CQ/0?wx_fmt=png" data-signature="传播仙桃好声音" data-id="MzI0NTEzNzM2Mw==" data-service_type="1" data-verify_status="3"></mp-common-profile></section><section style="color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-align: center; letter-spacing: 1px; -webkit-tap-highlight-color: transparent; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; line-height: 2em;"><span leaf="" style="line-height: 2em; clear: both; min-height: 1em; color: rgb(13, 128, 217); font-weight: bold; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">12月1日</span></span></section><section style="color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-align: center; letter-spacing: 1px; -webkit-tap-highlight-color: transparent; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; line-height: 2em;"><span leaf="" style="line-height: 2em; clear: both; min-height: 1em; color: rgb(13, 128, 217); font-weight: bold; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">我市召开</span></span><span style="font-size: 17px;color: rgb(13, 128, 217);font-weight: bold;">《关于开展</span></section><section style="color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-align: center; letter-spacing: 1px; -webkit-tap-highlight-color: transparent; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; line-height: 2em;"><span style="font-size: 17px;color: rgb(13, 128, 217);font-weight: bold;">仙桃市惠民型商业医疗保险》</span></section><section style="color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-align: center; letter-spacing: 1px; -webkit-tap-highlight-color: transparent; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; line-height: 2em;"><span leaf="" style="line-height: 2em; clear: both; min-height: 1em; color: rgb(13, 128, 217); font-weight: bold; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">新闻发布会</span></span></section><section style="color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-align: center; letter-spacing: 1px; -webkit-tap-highlight-color: transparent; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; line-height: 2em;"><span leaf="" style="line-height: 2em; clear: both; min-height: 1em; color: rgb(13, 128, 217); font-weight: bold; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;"><br></span></span></section><section style="text-align: center;"></section><p style="color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-align: justify; letter-spacing: 1px; -webkit-tap-highlight-color: transparent; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; text-indent: 2.125em; line-height: 2em;"><span leaf="" style="clear: both; min-height: 1em; text-indent: 2.125em; color: rgb(13, 128, 217); font-weight: bold; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">市医疗保障局副局长谢娟</span></span><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">介绍了《关于开展仙桃市惠民型商业医疗保险》背景和意义、基本原则、具体政策等相关情况，</span></span><span leaf="" style="line-height: 2em; clear: both; min-height: 1em; text-indent: 2.125em; color: rgb(13, 128, 217); font-weight: bold; -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">仙桃金融监管支局副局长刘瑜、市总工会副主席雷咏梅、市中国人寿副总经理王伟</span></span><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">等相关负责人就工会如何体现“娘家人”作用、仙桃金融监管支局如何履行“仙惠保”监管职责、基本医保外是否需购买“仙惠保”、“仙惠保”投保时间与途径及中国人寿作为首席承保单位的责任作用，回答记者提问。</span></span></p><p style="color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-align: justify; letter-spacing: 1px; -webkit-tap-highlight-color: transparent; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; text-indent: 2.125em; line-height: 2em;"><span style="color: rgb(68, 68, 68); font-family: Tahoma, Helvetica, "Microsoft Yahei", sans-serif; font-size: 14px; letter-spacing: normal; text-align: start; text-indent: 0px;">https://picapp.jhrx.cn/forum/20251202085004front1_1_146362_lskwOc0nxdegv43U9IM_EE7DaGAM.MP4?271</span><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;"></span></span></p><section class="channels_iframe_wrp custom_select_card_wrp"><mp-common-videosnap class="js_uneditable custom_select_card channels_iframe videosnap_video_iframe mp_common_widget" data-type="video" data-id="export/UzFfAgtgekIEAQAAAAAAFJkFn9F2cAAAAAstQy6ubaLX4KHWvLEZgBPElYcEFEhDbdOOzNPgMIs6gU9_C-NDY2g_OM6fcZgt" data-url="https://findermp.video.qq.com/251/20304/stodownload?encfilekey=rjD5jyTuFrIpZ2ibE8T7Ym3K77SEULgkia1niak1oYIicp1zSDfq16EdnM4zuw4IxPHMoKFkJbCJ8shy8mib1pj60zpYNsDBziaibmMbMnicVmZyhYccwuicTZHMcDQ&token=AxricY7RBHdUpic85c64OXjicrjIFNLa5icYba0eAViaTSzJwoIhAWBzbSOLQXx26x0HY1aibNdwtE2sm8Iak4bzjib7qwibN2KE4djM96x5ZNPX6IGyU09iaicpCLWVY31Cm3TxvrAyAnyQBJf1oBl9WKk2yMdvY4mpRu9iaqWqUiawyN6WznJFw72brM78ibMn4wVqddrIf&hy=SZ&idx=1&m=&scene=2&uzid=1&wxampicformat=503&picformat=200" data-headimgurl="http://wx.qlogo.cn/finderhead/bSb5dSzPn0IEgLWf0hMUqxLRC7WKL44yeS6eCajhQZEaQ5FwDowUKg/0" data-nickname="仙桃电视台" data-username="v2_060000231003b20faec8c4e48910c3d6cf07ef32b0776acea095d96c920332f21f2076cf37bd@finder" data-desc="解读《关于开展仙桃市惠民型商业医疗保险》新闻发布会融媒体记者：熊思荣 编审：王红波 监制：喻钱" data-mediatype="4" data-width="1080" data-height="1920" data-nonceid="" data-parentwidth="344.0000305175781"></mp-common-videosnap></section><section style="-webkit-tap-highlight-color: transparent; padding: 5px 8px; outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; width: 649.906px; vertical-align: top; align-self: flex-start; flex: 0 0 auto; height: auto;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; justify-content: flex-start; display: flex; flex-flow: row;"><section style="-webkit-tap-highlight-color: transparent; padding-left: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; vertical-align: top; width: auto; align-self: flex-start; flex: 0 0 auto; min-width: 5%; height: auto;"><section style="-webkit-tap-highlight-color: transparent; padding-right: 5px; padding-left: 5px; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; font-size: 18px; color: rgb(13, 128, 217); letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em;"><strong style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box;"><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;">“仙惠保”的推出紧扣国家、省级医疗保障制度改革要求</span></strong></p></section></section></section><section style="-webkit-tap-highlight-color: transparent; margin-top: 5px; margin-bottom: -15px; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: right; justify-content: flex-end; display: flex; flex-flow: row;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; vertical-align: top; width: 399.359px; align-self: flex-start; flex: 0 0 auto; height: auto;"><section style="-webkit-tap-highlight-color: transparent; margin-top: 7px; margin-bottom: 10px; outline: 0px; max-width: 100%; box-sizing: border-box;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; background-color: rgb(75, 127, 212); 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padding-left: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; vertical-align: top; width: auto; align-self: flex-start; flex: 0 0 auto; min-width: 5%; height: auto;"><section style="-webkit-tap-highlight-color: transparent; padding-right: 5px; padding-left: 5px; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; font-size: 18px; color: rgb(13, 128, 217); letter-spacing: 2px;"><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em;"><strong style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box;"><span style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box;"><span leaf="" data-pm-slice="1 1 [para,{tagName:section,attributes:{},namespaceURI:<a href=" http:="" <a="" href="http://www.w3.org" target="_blank">基本医保外是否需买“仙惠保”？投保有哪些细节？</span></span></strong></p></section></section></section><section style="-webkit-tap-highlight-color: transparent; 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vertical-align: bottom; width: auto; align-self: flex-end; flex: 0 0 auto; min-width: 5%; height: auto;"><section style="-webkit-tap-highlight-color: transparent; margin-top: 5px; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: center;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; width: 4px; height: 4px; vertical-align: top; overflow: hidden; background-color: rgb(75, 127, 212); border-radius: 100%;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify;"><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em;"><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><br></span></p></section></section></section></section></section><section style="-webkit-tap-highlight-color: transparent; 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outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; vertical-align: top; width: auto; min-width: 5%; flex: 0 0 auto; height: auto;"><section style="-webkit-tap-highlight-color: transparent; margin-top: 5px; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: center;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; width: 4px; height: 4px; vertical-align: top; overflow: hidden; background-color: rgb(75, 127, 212); border-radius: 100%;"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 1;"><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em;"><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><br></span></p></section></section></section></section></section></section><section style="-webkit-tap-highlight-color: transparent; margin-top: 10px; outline: 0px; max-width: 100%; box-sizing: border-box; color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; letter-spacing: 0.544px; text-align: center; justify-content: center; display: flex; flex-flow: row;"><section style="-webkit-tap-highlight-color: transparent; padding: 20px; outline: 0px; max-width: 100%; box-sizing: border-box; display: inline-block; width: 622.828px; vertical-align: top; align-self: flex-start; flex: 0 0 auto; height: auto; border-style: solid; border-width: 1px; border-color: rgb(37, 141, 247); border-radius: 5px; overflow: hidden; background-color: rgba(255, 254, 251, 0.71);"><section style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; font-size: 15px; line-height: 2; letter-spacing: 1px;"><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; text-indent: 2.1333em; line-height: 2em;"><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">市中国人寿副总经理王伟介绍，医保坚持“广覆盖、保基本、多层次、可持续”的方针，是国家给予群众的基本医疗福利保障，可以为人民群众报销部分医疗费用。但如不幸患上重大疾病，个人仍需承担较重的医疗费用，给家庭带来较沉重的经济负担。“仙惠保”作为基本医保的有效补充，是紧密衔接基本医保的保障产品，本产品对住院医保范围内、外的个人负担医疗费用及特定药品费用在扣除免费额后再次进行报销，用惠民的价格撬动高额保障，能切实减轻高额医疗费用，特别是医保政策范围外费用负担，进一步减轻广大参保人的经济压力。</span></span></p><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; text-indent: 2.1333em; line-height: 2em;"><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">“仙惠保”已从今天（12月1日）凌晨起开始上线销售，接受广大人民群众的投保。</span></span><span leaf="" style="line-height: 2em; justify-content: center; flex-flow: row; vertical-align: top; align-self: flex-start; flex: 0 0 auto; border-radius: 5px; overflow: hidden; clear: both; min-height: 1em; text-indent: 2.1333em; font-weight: bold; color: rgb(37, 141, 247); -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">个人可以通过微信搜索“仙惠保”公众号，点击底部菜单栏“参保入口”即可投保。机关企事业单位可以用工会经费为单位职工集体投保“仙惠保”。</span></span></p><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; text-indent: 2.1333em; line-height: 2em;"><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">中国人寿仙桃市支公司作为“仙惠保”项目首席承保单位，在市委市政府的指导下，在共保体的配合下，牵头组织并完成了仙惠保业务整体实施规划、产品设计和定价、客户服务及理赔方案、明确了项目运行机制、推动计划等工作。接下来将充分发挥首席承保单位的带头作用，发挥共保体公司资源优势，坚持以人民为中心的理念做好服务工作。</span></span><span leaf="" style="line-height: 2em; justify-content: center; flex-flow: row; vertical-align: top; align-self: flex-start; flex: 0 0 auto; border-radius: 5px; overflow: hidden; clear: both; min-height: 1em; text-indent: 2.1333em; font-weight: bold; color: rgb(37, 141, 247); -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">一是优化客服系统。</span></span><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">确保客户从在线咨询转人工客服时，客服人员能同步获取历史咨询记录，避免重复沟通，提高服务效率。</span></span><span leaf="" style="line-height: 2em; justify-content: center; flex-flow: row; vertical-align: top; align-self: flex-start; flex: 0 0 auto; border-radius: 5px; overflow: hidden; clear: both; min-height: 1em; text-indent: 2.1333em; font-weight: bold; color: rgb(37, 141, 247); -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">二是优化承保系统。</span></span><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">通过公众号参保，方便群众便捷参保，简化投保流程，职工医保参保人可选择医保个人账户余额为本人及其直系亲属购买，确保投保过程方便快捷。</span></span><span leaf="" style="line-height: 2em; justify-content: center; flex-flow: row; vertical-align: top; align-self: flex-start; flex: 0 0 auto; border-radius: 5px; overflow: hidden; clear: both; min-height: 1em; text-indent: 2.1333em; font-weight: bold; color: rgb(37, 141, 247); -webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">三是优化理赔服务。</span></span><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><span textstyle="" style="font-size: 17px;">优化理赔流程，简化理赔材料提交和审核流程，减少不必要的手续，通过线上平台实现材料电子化提交，让群众少跑腿，缩短理赔周期，实现足不出户办理赔。</span></span></p></section></section></section><p style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box; clear: both; min-height: 1em; color: rgb(62, 62, 62); font-family: "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; letter-spacing: 0.544px; text-align: justify;"><span leaf="" style="-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; box-sizing: border-box !important;"><br></span></p><p><span leaf=""><br></span></p><section><span style="color: rgb(178, 178, 178); font-family: 微软雅黑, "Microsoft YaHei"; font-size: 12.6316px; letter-spacing: 0.5px; caret-color: rgb(34, 34, 34);"><span style="font-size: 12px; letter-spacing: normal;"><span leaf=""><br></span></span></span></section><section><span style="color: rgb(178, 178, 178); font-family: 微软雅黑, "Microsoft YaHei"; font-size: 12.6316px; letter-spacing: 0.5px; caret-color: rgb(34, 34, 34);"><span style="font-size: 12px; letter-spacing: normal;"><span leaf="">来源/仙桃日报</span></span></span></section><p style="display: none;"><mp-style-type data-value="3"></mp-style-type></p></div><p></p> 起付线能累计吗？应该不能吧？单次？ 商业保险里面的起付钱一般指经医保报完自费的部分减去起付钱剩余的部分再按照比例赔付。一般指单次，报大病大开销的。 可以年度累积，各项保障单独计算。是这意思吗？
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