关于我市城乡居民养老保险，您的这些提问权威答复来了！
<div class="wx_rich_media_content" id="jsWxContainer"><section data-mpa-powered-by="yiban.io"><section><section data-by="paibanxia"><section><section><section style="width: 100%;text-align: center;margin-right: auto;margin-left: auto;" data-by="paibanxia"><section style="margin: 5px 10px;display: flex;-webkit-box-pack: center;justify-content: center;-webkit-box-align: end;align-items: flex-end;"><section style="width: 30px;flex-shrink: 0;"><span class="wxart_image" wx-style="display:inline-block;vertical-align: middle;"><font size="2" face="微软雅黑"></font></span></section><section style="padding-right: 15px; padding-bottom: 6px; padding-left: 15px; color: rgb(61, 167, 66); border-bottom: 1px solid rgb(141, 195, 185);"><p><font size="2" face="微软雅黑"><strong>动动手指点击左上方</strong><strong><span style="color: rgb(0, 122, 170);">蓝色文字</span></strong><strong>,</strong></font></p><p><strong style=""><font size="2" face="微软雅黑">了解更多政策动态</font></strong></p></section><section style="width: 23px;flex-shrink: 0;"><font size="2" face="微软雅黑"><span class="wxart_image" wx-style="display:inline-block;vertical-align: middle;"></span><span style="text-align: justify;"></span></font></section></section></section><section><section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">城乡居民养老保险的缴费时间有何新的变化？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">从2020年起，仙桃市城乡居民养老保险可以常年缴费，1-12月均可办理。</span></p></section></section></font></section></section></section></section></section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">城乡居民养老保险有哪些缴费渠道？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">缴费渠道可以分线上和线下二种。</span></p><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">①通过互联网登录“湖北电子税务局网站”或到手机应用商店下载〔湖北税务〕APP、〔鄂汇办〕APP进行网上缴费。</span></p><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">②参保人持身份证到农业银行、农村商业银行、邮储银行、工商银行四家银行柜台缴费。</span></p></section></section></font></section></section></section></section></section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">2020年的居民养老最低缴费档次是多少？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">2020年参保对象最低缴费标准是300元。精准扶贫对象、重度残疾人困难群体由政府按最低缴费档次100元标准代缴。</span></p></section></section></font></section></section></section></section></section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">精准扶贫对象、重度残疾人困难群体可以享受政府代缴政策吗？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">建档立卡的精准扶贫对象（未标注已脱贫的）和重度残疾人（持有一、二级残疾证）每年财政按最低标准100元代缴，包括缴费补贴，个人账户进账130元。代缴对象在经济能力许可的情况下，自己也可以追加缴费，个人账户合并计算。比如，财政代缴100元，个人再交100元，当年个人账户就新增245元（缴费100元补30元，200元补45元）。</span></p><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">对年满60周岁，未缴费、未领取国家规定的基本养老保险待遇的贫困户对象，按月发放基本养老待遇（目前执行标准为每月103元），已经开始享受待遇的支付终身。</span></p></section></section></font></section></section></section></section></section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">去年我是按仙桃的最高档标准2000元交的，现在想多交点，超过2000元标准行不行？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">您的想法不错。您算是把居民养老保险的政策看懂了、吃透了。“长缴多得、多缴多得”是居民养老政策的精髓，现在上海、浙江、山东等一些发达城市已经把最高缴费档次标准提高到了5000元以上，逼近灵活就业人员最低缴费标准。但目前我市的政策尚未调整，不能超过2000元标准缴费，可以先等一等，看年底有没有政策变化。</span></p></section></section></font></section></section></section></section></section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">居民养老是按最低标准缴费好，还是按最高标准缴费划算？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">①居民养老现行待遇标准：月待遇=国家、省、市的基本养老金（103元）+缴费年限补贴（每年1元）+个人账户累计金额/139</span></p><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">②居民养老保险制度的最大亮点就是保费100%计入个人账户，包含各种代缴、补贴、利息收入等。而且个人账户的钱永远属于自己，领不完的余额可以继承。但买养老保险，缴费越多，待遇越高，自己账户的钱领完了，国家照发不误。可以说“</span><span style="letter-spacing: 2px; text-indent: 34px;">活</span><span style="letter-spacing: 2px; text-indent: 34px;">着就是摇钱树</span><span style="letter-spacing: 2px; text-indent: 2em;">”</span><span style="letter-spacing: 2px; text-indent: 2em;">。</span><span style="letter-spacing: 2px; text-indent: 2em;">因此，只要经济条件许可，我们就应该选择最高档次缴费，缴的越多，待遇越高，越划算。</span></p></section></section></font></section></section></section></section></section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">以前从来没有交过钱，现在新参保如何办理？刚娶的媳妇户口未迁入本地能不能参保？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">①申请参保人员需携带身份证和户口簿到户籍所在地镇（办）人社中心登记，办理参保手续，再进行缴费即可。</span></p><p style="text-indent: 2em;"><span style="text-indent: 32pt; letter-spacing: 2px;">②户口不在本市的不能办理参保登记，需将户口迁入后再行办理。如在市外已参保，可办理养老保险关系转移。</span><span style="letter-spacing: 2px; text-indent: 2em;"></span></p></section></section></font></section></section></section></section></section><section><section><section><section powered-by="xiumi.us"><font size="2" face="微软雅黑"><section style="width: 578px;vertical-align: top;display: inline-block;"><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><strong style="letter-spacing: 2px; text-indent: 2em;">什么是当期缴费？什么是补缴？什么是一次性补缴？当期缴费和补缴有什么区别？</strong></p></section></section></section></section></section></section></section><section powered-by="xiumi.us" style="text-align: center;"><section><span style="text-indent: 2em;"></span></section></section></section><section style="width: 578px;vertical-align: top;display: inline-block;"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">比如2020年缴纳2020年当年的养老保险费，就叫当期缴费。补缴是指从首次参保起，有中断缴费的情况，或按年龄推算到年满60周岁时，缴费达不到15年需要往前补缴的情形。补缴最早可以从2011年开始，逐年缴费至年满60周岁即可申请待遇。但为了提高参保居民的养老待遇，政策规定达到领取待遇年龄时缴费不满15年的，如本人愿意，可以通过一次缴多年的方式缴足15年，再办理领取待遇手续，这就是一次性补缴。</span></p><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">三者的区别在于，当期缴费可以享受政府的缴费补贴，后期补缴和一次性补缴的不能享受缴费补贴政策。</span></p></section></section></section></font></section></section></section></section><section><section><section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 10px;"><section style="width: 578px;vertical-align: top;display: inline-block;"><font size="2" face="微软雅黑"><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(153, 202, 140);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(153, 202, 140); line-height: 1.6em;"><p>问</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(55, 74, 174);"><p style="text-indent: 2em;"><span style="letter-spacing: 2px;"><strong style="text-indent: 2em;">已超龄人员办理城乡居民养老保险，能不能从60岁起补发养老待遇？</strong></span></p></section></section><section powered-by="xiumi.us" style="text-align: center;"><section style="width: 92.46px;vertical-align: middle;display: inline-block;box-shadow: rgb(0, 0, 0) 0px 0px 0px;"><section powered-by="xiumi.us" style="margin-top: 10px;"><section style="border-radius: 100%;border-width: 3px;border-style: dotted;border-color: rgb(246, 203, 113);display: inline-block;"><section style="margin-right: auto; margin-left: auto; border-radius: 100%; width: 1.6em; height: 1.6em; color: rgb(246, 203, 113); line-height: 1.6em;"><p>答</p></section></section></section></section></section><section powered-by="xiumi.us" style="margin-top: 10px;margin-bottom: 20px;"><section style="padding-right: 30px; padding-left: 30px; color: rgb(96, 95, 95);"><p style="text-indent: 2em;"><span style="text-indent: 2em; letter-spacing: 2px;">超龄人员补办缴费的，不能补发，只能从符合待遇领取条件的次月起计发城乡居民养老保险待遇。</span></p></section></section></font></section></section></section></section></section></section></section></section></section></section></section></section><font size="2" face="微软雅黑"><br>转载声明：本文转载自「仙桃12333」</font></div><p></p> 好
页:
[1]