注意！房贷有大变化！目前已在全国60多个城市落地→
本帖最后由 仙桃资讯 于 2020-9-22 16:47 编辑 <br /><br /><div class="wx_rich_media_content" id="jsWxContainer"><section style="line-height: 1.75em;"><br></section><section data-tools="135编辑器" data-id="96092" data-color="#f5f5f4"><section style="width:100%;margin:10px auto;" data-width="100%"><section style="border-color: rgb(219, 219, 219);border-style: solid;border-width: 2px;border-radius: 10px;box-sizing: border-box;"><section style="width: 80px;margin-left: 15px;margin-top: 10px;"><span class="wxart_image" wx-style="display:inline-block;width:100%;display:block;"></span></section><section data-autoskip="1" style="text-align: justify; letter-spacing: 1.5px; line-height: 1.75em; color: rgb(62, 62, 62); padding: 1em; box-sizing: border-box;"><p><font size="4">以前，贷款买房的消费者向银行申请住房按揭贷款的时候，需要买卖双方同时去银行网点面签，时间比较难约，往往一等再等。而现在，这个难题已经得到解决，<span style="color: rgb(0, 122, 170);"><strong>因为面签流程可以通过网上办理了</strong></span>。</font></p></section></section></section></section><p style="line-height: normal;">MjM5NzQ5MTkyMA==||2657068060||wxv_1529440826643251202</p><p style="line-height: normal;"><span style="color: rgb(136, 136, 136); letter-spacing: 0.544px; caret-color: rgb(136, 136, 136);"><font size="3">△央视财经《经济信息联播》栏目视频</font></span><br></p><section style="line-height: 1.75em;"><br></section><p style="text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"></span></p><section style="line-height: 1.75em;"><br><font size="4">马钰在北京工作，最近打算购买一套商品房，卖方因为工作原因近一段时间都不在北京，为了尽早过户，马钰选择<strong style=""><font color="#0000ff">在网上进行房贷面签。</font></strong></font></section><p style="text-align: center;"><br></p><section data-tools="135编辑器" data-id="7" style="max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;"><section style="margin: 10px auto; padding-left: 10px; max-width: 100%; box-sizing: border-box; border-left: 5px solid rgb(79, 129, 189);"><section style="max-width: 100%; letter-spacing: 1px; line-height: 1.75em; box-sizing: border-box !important;"><section style="line-height: 1.75em;"><p style="font-size: 13px; color: rgba(102, 102, 102, 0.8); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"></span><br></p><p style="font-size: 13px; color: rgba(102, 102, 102, 0.8); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"><br></span></p><section style="font-size: 13px; line-height: 1.75em;"><font face="Tahoma" style=""><span style="font-size: 18px;"><font color="#000000" style=""><b>交易管家：</b></font></span><span style="color: rgb(0, 0, 0); font-size: 18px;">线上贷签的客户方是马钰，单身，贷240万，首套，收入证明都没有问题。业主方也是单身状态，产权清晰，没什么问题。<br><br></span></font></section><p style=""><font face="Tahoma" style=""><strong style=""><font color="#000000" style=""><font size="4">客户经理</font><span style="font-size: 18px;">：</span></font></strong><span style="font-size: 18px; color: rgb(0, 0, 0);">本笔房产交易总价500万元，贷款金额240万元，请二位确认是否有问题。</span></font></p><p style="font-size: 13px; color: rgba(102, 102, 102, 0.8);"><span style="color: rgb(0, 0, 0);font-size: 18px;"><strong><font face="Tahoma"><br></font></strong></span></p><p style="font-size: 13px;"><span style="font-size: 18px;"><font face="Tahoma" style=""><strong style=""><font color="#000000">买方、卖方：</font></strong><font color="#000000">没问题。</font></font></span><br></p></section></section></section></section><p style="text-align: center;"><br></p><p style="text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"></span></p><p style="line-height: 1.75em;"><br><font face="Tahoma" size="4">以往房地产按揭贷款需要买卖双方同时去银行网点面签，而刚刚进行的线上贷签突破了空间限制，<span style="color: rgb(0, 122, 170);"><strong>买卖双方在交易管家、房地产经纪人、银行客户经理的协助下，在线上就完成了二手房按揭贷款的面签流程</strong>。</span>包括核验身份、确认贷款信息、签署贷款相关文件等，<span style="color: rgb(0, 122, 170);"><strong style="">整个流程只需要十几分钟。</strong></span></font></p><section style="line-height: 1.75em;"><span style="font-size: 18px;color: rgb(0, 122, 170);"><strong><br></strong></span></section><section data-tools="135编辑器" data-id="7" style="max-width: 100%; letter-spacing: 0.544px; font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; box-sizing: border-box !important;"><section style="margin: 10px auto; padding-left: 10px; max-width: 100%; box-sizing: border-box; border-left: 5px solid rgb(79, 129, 189);"><section style="max-width: 100%; font-size: 13px; letter-spacing: 1px; line-height: 1.75em; color: rgba(102, 102, 102, 0.8); box-sizing: border-box !important;"><section style="line-height: 1.75em;"><p style="text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"></span></p><p style="text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"><br></span></p><p><span style="font-size: 18px;color: rgb(0, 0, 0);"><strong>购房人 马钰：</strong>特别着急过户，我想把房子早点过到我名下，线上贷签真的很方便。</span></p><p><span style="font-size: 18px;color: rgb(0, 0, 0);"><br></span></p></section></section></section></section><section data-tools="135编辑器" data-id="7" style="max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;"><section style="margin: 10px auto; padding-left: 10px; max-width: 100%; box-sizing: border-box; border-left: 5px solid rgb(79, 129, 189);"><section style="max-width: 100%; letter-spacing: 1px; line-height: 1.75em; color: rgba(102, 102, 102, 0.8); box-sizing: border-box !important;"><section style="line-height: 1.75em;"><p style="font-size: 13px; font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"></span></p><p style="font-size: 13px; font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center;"></p><p style="font-size: 13px; font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center;"><br></p><p style="text-align: left;"><span style="color: rgb(0, 0, 0);"><font face="Tahoma" style="" size="4"><b>贝壳找房交易服务中心总经理 梁芳</b><strong style="">：</strong>我们会跟一些合作机构，包括银行、评估公司去沟通，做到线上又合规，打造了一款通用型的线上核签室。</font></span><br></p></section></section></section></section><p><br></p><section style="line-height: 1.75em;"><font size="4" face="Tahoma">据了解，<strong style=""><font color="#0000ff">目前线上贷签业务已经在全国60多个城市落地</font></strong>，银行金融科技的进步也推动了这项业务的进展。</font><br><br></section><section data-tools="135编辑器" data-id="7" style="max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;"><section style="margin: 10px auto; padding-left: 10px; max-width: 100%; box-sizing: border-box; border-left: 5px solid rgb(79, 129, 189);"><section style="max-width: 100%; letter-spacing: 1px; line-height: 1.75em; box-sizing: border-box !important;"><section style="line-height: 1.75em;"><p style="color: rgba(102, 102, 102, 0.8); font-size: 13px; font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"></span></p><p style="color: rgba(102, 102, 102, 0.8); font-size: 13px; font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center;"><span class="wxart_image" wx-style="display:inline-block;"><br></span></p><p style=""><font face="Tahoma" style="" size="4"><font color="#000000" style=""><b>中信银行个人信贷部副总经理 韩磊：</b></font><font color="#000000">第一，是在技术上的成熟，比如在线技术、人脸识别，技术带来实现线上核签突破的可能；其次，随着银行和公共数据的有效连接，可以在线完成很多业务交易环节的在线服务内容。</font></font><br></p></section></section></section></section><section style="line-height: 1.75em;"><br></section><p style="text-align: center; font-family: -apple-system-font, system-ui, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px;"><br></p><p style="text-align: center;"><span style="letter-spacing: 0.544px; font-size: 18px;"><span style="letter-spacing: 0.54px; widows: 1;"><span style="letter-spacing: 0.54px; background-color: white;"><font style="" face="Impact" color="#000000">来源</font></span></span></span><font color="#000000" face="Impact"><span style="font-size: 18px; letter-spacing: 0.54px;">丨</span></font><span style="letter-spacing: 0.54px; font-size: 18px; widows: 1;"><span style="letter-spacing: 0.54px;"><font face="Impact" color="#000000" style="">央视财经</font><font color="#ffffff" face="Impact" style="">经<b>”</b></font></span></span></p></div> 我从中看到了买房的人要多了，房价又要升了
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